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The same old, same old. Attack the reputation of dedicated honorable career officials who have no political history of patrician agendas. The Republican smear campaign to create a false “moral” equivalence continues. Where in the Constitution does it state that loyalty is to be given to one man? Where in the Constitution does it say that loyalty to a party supercedes loyalty to Country? As a matter if fact the founding father’s created three co-equal branches of government to guard against such a occurrence. Because Republicans have no defense, all that is left is to try to muddy the waters and try to dirty up and denigrate the reputation of the witnesses and try to “out” the whistleblower blower, who really is no longer relevant. It is sad to see a party put their own careers and political agendas above the rule of law and Constitution.


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The possible return on investment in a 401k is, for all practical purposes, the same as the potential return outside a 401k. When you add in the structure and tax incentives that make it far easier to save early and invest in a disciplined, systematic way, a tax-deferred IRA is head and shoulders above other paths to saving for retirement. As a practical matter—which is the only thing that counts—saving a lot of your income consistently over time is the difference maker. Anyone who expects that their investment brilliance—or improving their investment performance by 1% per year — will turn 5% of their annual income today into 100% of their annual income in the year 2048 is truly kidding themselves. Investing a little better than other people is not the hard part. The hard part is the simple part: the only reasonable, sane path to adequate retirement is saving 10–20% of your annual income—every year, without exception—and not screwing up the investments.

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